“I help people turn ideas into results. Whether you’re building something new or leveling up what you already have, my focus is simple: listen first, work hard, and deliver work that actually makes their life easier. If you’re looking for someone who cares about your goals as much as you do, you’re in the right place.”

— Tyler Grant, Broker | Owner


Buyer Resources

  • Purchasing a property is probably one of the biggest financial decisions you will ever make. Regardless of whether you are a first time home buyer or experienced investor, you must make careful decisions throughout the buying process. Below are some things to consider before you buy.

    Why Are You Buying?

    Are you tired of paying expensive rent or simply outgrown your current home? Are you looking for an investment property? Having a clear sense of your "why" behind a new purchase will help you evaluate the right factors and choose the best property.

    Are You Ready to Invest?

    Property ownership has been one of the top strategies for building wealth and still is! Whether it's your first home and you're building your first asset, or looking for a rental property, it's a great time to invest. Property investments are also some of the most stable assets to build and don't carry the risk like other forms of investment, such as stocks or collectibles.

    When you are ready to get started, call us at 912.910.9774 or complete this short form and one of our agents will be in touch.

    Get Your Financials in Order

    Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability. Large purchases or loans can affect your credit and balance sheet in a way that can limit your buying options. Your credit score will hold a significant impact on the type of property you can buy, your interest rate and overall property price. We can work with one of our preferred lenders to get an updated credit to know exactly where it stands. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and TransUnion. We are happy to recommend seasoned, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.

    Organize Your Finances

    When it's time to make an offer, you'll want to know you're fully prepared to close the deal. In order to avoid delays, bidding wars, or conflicts, preparing your finances is crucial.

    • Bank accounts

    • Recent pay stubs

    • Check Your Credit Rating

    • Financial statements

    • Investments

    • Tax returns for two years

    • Credit cards

    • Auto and other loans

    • Copies of leases for investment properties

    • 401K statements, life insurance, stocks, bonds, and mutual account information

    Prequalify

    Pre-qualifying for a loan will help you with the following:

    • Finding the ideal price range you can afford

    • Determining what your monthly payment will be

    • Understanding the different loans you qualify for

    • Estimating the down payment and closing costs

    TIPS FOR BUYING

    • Don't Max Out Your Budget

    • Just because you've been approved for a max amount, doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, taxes and potential home repairs or remodeling.

    • Get to Know the Area

    • Make sure the neighborhood works for you and your family- are you close to schools and is shopping conveniently located?

    • Don't Skip the Home Inspection

    • Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.

    • Get Pre-Approved

    Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping.

  • Partnering with the right agent can determine your entire buying experience. Buying a property can be a complicated undertaking. The purchasing process requires a comprehensive understanding of complex legal issues and lots of paperwork. Your agent will be walking you through the entire process, so it's important to choose a compatible partner.

    Here are some factors to consider when choosing your real estate professional:

    • ‍‍Consider a Full-Time Agent: They're usually more committed to being available and have dedicated their career to the profession.

    • ‍‍Interview a Few Agents: Are they familiar with the area in which you are interested? Have they been around the area for at least a few years?

    • ‍‍Agent Availability: Ask how much time the agent will have for you, and if they are available at night and on weekends if needed?

    • Experience and Education: How many years of experience do they hold? Are they continuing to stay current on legal changes? Are they studying market conditions?

    • Communication: Do they respond promptly? Are they handling too many clients at once and unable to work with your schedule? Would you trust them to negotiate on your behalf?

    Select an agent who listens attentively to your needs and concerns, has the necessary experience, is familiar with the area, and is dedicated to finding you the right property. Interview a few different agents so you know your options and feel comfortable with your decision.

  • Once those you've secured the right agent and prepared your financials - it's time to start shopping!

    Explore

    If you can, take a drive around the neighborhoods and communities that interest you to get a feel for the area. You can look online at listings as well. If you've found a property you like, contact your agent and they can schedule a time to visit the home.

    When looking at properties, ask your agent about the long-term resale value of the properties being considered.

    Narrow Your Search

    Talk with your agent about your desired property and establish criteria together.

    How many bedrooms and baths would you like? Do you want a yard? Is there a specific school district you'd like the property to be zoned in? There are many factors to consider, so communicating them will help your real estate agent focus on the right potential properties.

    It's Time to Buy

    Your real estate agent's negotiating skills will be important for handling the offer process. Once you've found the property you want to purchase, it's time to make an offer. Your real estate professional will do all the necessary analysis to help you create an advantageous offer. A good agent will examine the potential costs and expenses associated with the property.

    During the negotiation process, your agent will draft the purchase agreement. Home warranty, escrow arrangements, and title will be included in the offer. Your agent will advise you of all protective contingencies, local regulations, and customary practices as well. Remember, your real estate professional will advise and notify you of important information, but it is ultimately your decision as to the terms and exact price you wish to offer.

  • Initial Agreement and Deposit

    An effective agreement is a legal arrangement between a potential purchaser and the property's seller. Some important tips to keep in mind to streamline the process:

    • Keep written records of everything. This includes verbal agreements, counter-offers, and addendums. We can assist drafting all written records and provide copies for each party.

    • Keep up with the schedule. You and the seller will be given a timeline to seal every stage of the real estate closing contract.

    The Closing Agent

    Once both parties have agreed upon a contract and signed all documents, either a title company or an attorney will act as the escrow, or closing agent, and you will put down your deposit. The escrow is a neutral third party that will hold, receive, and distribute all funds associated with your transaction until the closing date of the property. They will research the complete history of the property to ensure that the title is clear of encumbrances by the date of closing and that new encumbrances are added correctly to the title. Before escrow can be closed and you can officially purchase the property, all contingencies agreed upon in the Purchase Agreement must be met.

    How to Hold Title

    There are several types of ways to hold title, or ownership, of a property. Each title method has different implications on ownership transfer, collateralization, financing, and taxation. We recommend speaking with an attorney or tax advisor about the pros and cons of each method, so you can determine the best option for your property. We would be happy to connect you with trusted attorneys and tax advisors in the area.

    As part of the contingencies outlined in the Purchase Agreement, you will schedule a licensed property inspector to come to the home within the time frame agreed upon by both parties. Inspectors will determine the condition of the property and alert you of any problems. You may wish to have multiple inspectors look at the property who specialize in certain areas (ie. roof or plumbing inspectors). If you are purchasing a commercial property, you might be required to complete an environmental audit or soil test on site for the lending institute. If the inspections reveal issues to the property not specified in the purchase agreement, you may request a renegotiation of the terms of contract (usually the price). Once you are satisfied with the inspections and terms of the purchase agreement, the contingencies will be removed.

    Appraisals and Lending

    Keep in contact with your lender so you are notified when new documents are required to approve your loan. If the Purchase Agreement is conditional upon financing, the lending institute will require a home appraisal by a third party licensed appraiser. The appraiser will confirm the investment in your property is accurate. Appraisers are experts in determining the value of property based on a variety of factors including building costs, square footage, operating income, and more. Double check with your lender two weeks prior to closing to confirm the loan will be approved on time.

    Association Approval

    Some properties might require an association's certificate of approval prior to purchase. If so, make sure to request all rules, regulations, and necessary documents from the seller. In the Purchase Agreement, you and the seller will agree on a time frame for you to submit paperwork or set up any appointments required for the association's approval. Once accepted, your closing agent will request the original copy of the approval letter, so it can be recorded with the deed in the county record books during the property closing.

    Property Insurance

    Basic property insurance plans will protect you from damages to your property including fire, theft, and certain weather events like wind or hail. While most states do not require a property owner to have coverage, most mortgage lenders will.

    Depending on your intentions for the property, you will be required to either purchase homeowners insurance if you plan to live in the home, or landlord insurance if you wish to rent out the property as an investment initiative.

  • Some celebrate with champagne and some are just thankful to finish the deal! Either way, you'll want to do a few housekeeping things at this point in the process.

    Final Walk-Through Inspection

    The final walk-through is the last time you will inspect the house before purchasing.

    At this point, the contingencies in the Purchase Agreement should be met and all of the seller's belongings removed from the home. Usually, the final inspection takes place the day before or the day of closing.

    Closing

    When you are satisfied with the inspection, then, it is time to close. You, the seller, and the closing agent will sign the settlement agreement, which details the financial transactions enacted through the process to certify its accuracy. You will sign your loan documents and deposit the balance of your down payments and closing costs to escrow. If you are bringing funds to the transaction, then you can choose to either bring a certified bank check to the closing in the amount specified in the settlement statement, or you can have the funds electronically wired to the escrow account.

    Once everything has been completed, the deed will be recorded at the County Recorder's office and you will officially take ownership of your property.

  • Why Sell?

    Why do you want to sell your property? Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state? You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances. Being clear about your intentions for selling will make it easier for us to determine the most appropriate option for your specified financial, lifestyle, and real estate goals.

    When Should I Sell?

    Establish your time frame for selling early on. If you have a personal consideration, like a job offer, that doesn't allow you much flexibility for your selling time frame, then your agent will work with you. We can help you accelerate the process by giving you a thorough market analysis and action plan to best fit your goals. If you do not need to sell immediately, we will sit down with you and review current market conditions to find the ideal time to sell.

    What Is The Market Like?

    Typically, homes sell more frequently in the summer months because they look their best - lawns are green and flowers are blooming. Nice landscaping can be very attractive to buyers. Many families will buy in the summer months because they want their kids to finish out the school year before they move. Economic conditions also determine real estate demands. Selling your house during periods of low interest rates can benefit you because buyers will obtain mortgage loans more easily. Periods of low unemployment and pent-up demand also ensures an accessible pool of potential buyers. We will help you determine the best selling price for your property by looking at a myriad of factors including the current market value, comparable properties, amenities, finances, repairs, square footage, and more.

    How Do I Optimize My Finances?

    Selling your property is a big financial decision. It requires an in-depth look at your current financial situation, as well as future opportunities. Many independent

    property owners overestimate the value of their home. This leads to properties sitting idly on the market for long periods of time. On the flip side, if you price your property too low, you could cheat yourself out of thousands of dollars. Having an experienced agent on your side will prevent you from making these mistakes. When you work with us, we will create a detailed report so you can easily assess the financial impact of selling your property. We will also help you create effective tax saving and estate planning strategies. We are committed to helping you take control of your finances and using them to their full potential.

    What Is the Property Worth?

    Without a professional agent, most independent property sellers tend to overestimate the value of their property. You can avoid this pitfall by consulting with an experienced real estate listing agent.

    You can do a lot to increase the appeal of your property and to create a listing impact on potential buyers.

    1. Curb Appeal. Update your landscaping. If you have a lawn, make sure it's well manicured. Depending on the season, you might consider adding some colorful flowers or fresh greenery.

    2. ‍‍Polish The Details. Simple upgrades such as window repairs, carpet and tile treatments, and a fresh coat of paint will instantly highlight the property's details.

    3. Clean And Staged. There is beauty in simplicity. Remove the extra personal items and clutter to keep a cleaner look. Your agent may suggest adding mirrors to certain walls, fresh flowers to dining tables or candles in the kitchen.

    4. Disclosures And Inspections. If the property does have any complications, we will help you create a thorough disclosure statement. We will also make sure the necessary inspections and repairs are handled in the case of a crucial issue.

    5. ‍‍Time To Show. Buyers feel more comfortable discussing the property directly with the agent. Your agent will engage with their expertise in your property and the most important negotiating factors.

    TIPS FOR SELLING

    Give your house a deep clean

    First impressions mean everything. Before you decide to list your home, give it a deep clean. This means cleaning toilets, wiping down surfaces, mopping floors, cleaning rugs and scrubbing bathrooms - and even consider calling in the professionals to ensure that your home is in the best condition it can possibly be.

    Declutter the Home

    When a home is clutter-free, buyers are able to focus on the actual home instead of on the piles of mail, laundry, and general mess in your home. Potential buyers want to envision their items on your counter versus resisting the urge to clean up your mess. Decluttering and organizing your space will go a long way in appealing to potential buyers.

    Call a Handyman

    When selling a house, you should make sure everything that needs to be fixed has been taken care of before listing a home. Potential buyers will come into your home knowing you took care of it, giving them more peace of mind.

  • Why Should You Choose Our Professionals?

    You may choose to sell your property independently, but hiring a qualified listing agent will help you get the best price for your property, employ effective advertising and marketing strategies, guide you through negotiations, and help you organize the complicated paperwork involved from the initial agreement to the closing documents. We understand how important selling your property is for your finances and future. That's why we make your goals our top priority. Our professional agents will use their expertise to guide you seamlessly through the selling process and maximize your opportunities on the real estate market.

    What To Look For In An Agent

    The following are a couple of factors to keep in mind when looking for a listing agent:

    1. Education. Our agents go through advanced training and education, allowing them esteemed recognition in the industry and market.

    2. Experience and Expertise. You want a full-time agent who is familiar with the area and similar properties like the one you intend to sell. Do they possess a diverse range of marketing and advertising strategies? How many similar properties has he or she been able to sell in the past? How tech-savvy is your agent? Are they up to date on the power of social media?

    3. Availability and Commitment. Your agent should be sharp and able to take decisive action during the process of selling your property. Is your agent intentional about staying in contact? Is your agent flexible for weekends and evenings? Are they willing to host open houses?

    4. Compatibility. You will work with your agent through every stage of selling your property, so it's crucial you believe they will give you their best, understand your situation, and invest in the outcome of your property sale. Ultimately, you want to feel comfortable and confident in your agent.

    We treat every property as if it was our own investment because we know how stressful selling a home can be for your finances and your future. Our professional listing agents will use their time, resources and expertise to ensure your property is strategically sold to benefit you.

  • The Price Is Not Always Right

    The highest price is not always the determining factor when accepting an offer. The initial offer is usually not final, and there are a number of terms and conditions that may influence the final outcome of a price. You can trust our professionals to help you navigate proposals to accept the best offer - from the best buyer!

    Negotiating To Win

    We take the ethical responsibility of fairly negotiating contracts. We put our clients first when evaluating each offer to help you make the right choice while keeping the buyer engaged.

    The Initial Agreement and Deposit

    Once you and the buyer have come to an agreement, you will both sign the initial contract, or Purchase Agreement, and the buyer will place a deposit in the escrow account. An escrow, or closing agent, is either a title company or attorney who acts as the neutral third party that holds, receives, and distributes all funds associated with selling your property until the closing date.

    Laws vary across states, but in order for an agreement to be legally binding, the agreement may require considerations. Considerations are deposits from the buyer held in the escrow account pending the fulfillment of contingencies or conditions in the Purchase Agreement.

    Some important tips to keep in mind to streamline the process even further:

    • Keep written records of everything. Counter-offers, verbal agreements, and addendums should all be recorded. Make sure both parties sign these written documents. We will help draft all written records and provide copies for both parties to keep.

    • Stay on schedule. You and the buyer will be given a timeline to complete all contingencies laid out in the Purchase Agreement. Meeting the requirements on time ensures a smooth, more productive negotiation period. Staying on schedule will not only make the process less stressful, but it will guarantee neither party is in breach of their contract agreements. We will keep you updated throughout the process and prepare you for each step.

    Inspections & Appraisals

    Most buyers will have the property examined by a licensed property inspector to ensure everything in the contract is accurate. Inspection time frames will be laid out in the Purchase Agreement. Some buyers will choose to have separate inspectors look at different areas of the property (ie. roof, plumbing, or HVAC inspectors).

    If the buyer is receiving a loan, a licensed appraiser will most likely examine your property as well. Since the agreement is contingent upon financing, the lending institute will require confirmation that their investment in your home is accurate.

    Therefore, they will require a third party appraiser to determine the value of your property.

    The Closing Agent

    Either a title company or an attorney will be chosen as the closing agent, or escrow, whose job is to examine and insure clear title to real estate. After reviewing the recorded history of your property, they will certify that your title is clear of encumbrances (ie. leases, mortgages, or restrictions) by the date of closing to allow the transfer of title to the buyer.

    Contingencies

    A contingency is a condition that must be met before a contract becomes legally binding. For instance, buyers will typically include contingencies upon home inspections or securing their financing.

    Before completing his or her purchase of your property, the buyer will complete the necessary steps.

    These include:

    • Securing financing and insurance;

    • Reviewing all pertinent documents, such as preliminary title reports and disclosure documents; and

    • Inspecting the property. The buyer has the right to pursue details on the condition of your property through a wide range of inspections, such as roof, termite/pest, chimney/fireplace, property boundary survey, well, septic, pool/spa, arborist, mold, lead based paint, HVAC, etc.

    How do you respond objectively and fairly to the buyer when a renegotiation is demanded, while acting in your best interests? This is when a professional listing agent can make a real difference in the outcome of the transaction. Having dealt with various property sales in the past, we guarantee our expertise and total commitment to every customer, no matter what their situation is.

    Loan Approval and Appraisal

    We suggest that you accept buyers who have a lender's pre-approval, approval letter, or written loan commitment, which is a better guarantee of loan approval than a pre-qualification or no documentation from a lending institute. Expect an appraiser from the lender's company to review your property and verify that the sales price is appropriate.

  • Closing Day

    If you have made it this far, it is almost time to celebrate, but there are still a few more items to check off until your property is officially sold. Check with your agent to clarify all items are in order, so you can tie up these loose ends. We will make sure everything is ready for a seamless and stress-free closing day.

    Final Walk-Through Inspection

    Either the day of closing, or the day before, the buyer will have the final walk-through inspection. This is to verify the property is still in the condition outlined in the Purchase Agreement, there are no new issues, and no items have been left behind from the seller.

    Cancel Home Services and Utilities

    After the closing, we will provide a helpful list of numbers for the cancellation of home service and utilities.

    Be Prepared

    Even during this last stage, unexpected issues may arise, but do not worry. We will help you through any unforeseen problems. If the buyer's loan does not process on time or an appliance on the property breaks, we know what to do. We have encountered these glitches before, so we know how to handle them effectively. We will get you back on track in a timely and stress-free manner.

    Closing

    After the final inspection, you, the buyer, and the closing agent will sign the settlement agreement, which details the financial transactions enacted through the process to certify accuracy. If you are unable to attend the closing, then you can make arrangements depending on the circumstances and notice given to all parties.

    If you are receiving funds, you can have them wired electronically to an account at your financial institution, or you can have the buyer issue a check at your closing.

    Make sure to arrange to have all property keys and other pertinent information for the buyer at the closing. Once everything is signed, you have officially sold your property.

Seller Resources

Coastal Orders Real Estate & Property Management offers a full range of real estate services in Southeast Georgia, whether you're looking to find your next forever home, sell your current property, or grow your investment portfolio. Our experienced agents have extensive knowledge of Savannah and the surrounding communities and are dedicated to helping you achieve your real estate goals. We understand that buying or selling a home can be stressful, which is why we tailor our services to meet your unique needs and make the process as smooth as possible. Contact us today at 305.915.2033 to learn how Coastal Orders Real Estate & Property Management can simplify your real estate journey. We'll help you determine the right market value for your current home and ensure you find your next one at a fair and competitive price.


We Can Help You Through The Buying & Selling Process!

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We Can Help You Through The Buying & Selling Process! |